Your Guide to Renewing Car Insurance in Dubai

Have you been getting renewal notices from your car insurance companies in Dubai? Does hearing the word ‘insurance’ make you wince because it reminds you of your previous struggles in choosing the a policy that was right for you and your loved ones? Fear not, we have provided a guide on how to proceed with policy renewal for your car. Once you know what you need for this years coverage, you can go to ServiceMarket, and instantly compare quotes from different vehicle insurance companies in Dubai.

Renew on time

RTA requires vehicle owners to get their car registration renewed annually in Dubai. Car owners need to renew their insurance policy to be able to apply for vehicle renewal on the RTA website. To avoid late registration fines or your car being confiscated, it is best to renew the car insurance in advance of your current policy’s expiry date and choose a later start date for the new policy.

New or old?

While it may seem easier to renew your policy with the same insurance provider, there is a good chance that you might get better rates elsewhere. Your renewal is a good time to go over your current coverage and make changes. Dubai car insurance companies are constantly updating their ratings and prices, therefore it is to your benefit to shop around to make sure you get the best deal. You will find motor insurance company offices at the RTA vehicle renewal centres, but these probably won’t offer the best rates. ServiceMarket lets you easily compare car insurance quotes in Dubai and buy the best option online in a few simple steps. And the best bit is, you’ll get the policy within an hour!

Do your homework

To choose an appropriate car insurance policy, you first need to decide on a budget and understand your coverage needs. This homework will help you choose a policy that best fits your lifestyle. While you may have been happy with only third party insurance last year, your new salary might allow you to purchase a comprehensive coverage this time around. If you are suddenly keen on exploring the GCC, you should go for a policy that provides extended geographic coverage for the countries you wish to travel to by car. If you need help understanding the insurance jargon, have a look at this A to Z list of car insurance terms.

The perfect premium

Ever since the new car insurance rules came into effect on January 1, 2017 in the UAE, many car owners think that it has become more expensive to buy vehicle insurance. They fail to realize that the new rules by the Insurance Authority are beneficial to the owners. To make an informed choice, you need to know how insurance companies determine premiums. Once you understand the nuances of their calculations, you can take steps to ensure you get the best deal on your new car insurance policy, such as opting for a higher excess or submitting a no claims certificate from your previous policy provider to get to a lower premium.

Documents

When you decide on the motor insurance company in Dubai, you will need to submit a copy the following documents:

  • UAE ID card copy or passport copy with a valid UAE residency visa
  • UAE driving license
  • Car registration card copy
  • No Claims Certificate (if applicable)

If you are ready to compare car insurance policies and select one, just input your car and driver details on ServiceMarket. If you think you need to do more homework, here are 6 Tips to Pay Less for Your Car Insurance.

Looking for car insurance?

Compare insurance quotes now